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It can be valuable to see a mortgage professional first, even before you've determined the sort of house you hope to find. What for? What can we do for you before you have made an offer, and don't know yet how much you want to borrow?
We Will Help You Pre-Qualify
We will help determine how much of a mortgage loan you can afford, and how much money you can borrow, by walking you through pre-qualifying. This process takes you through your finances - your debts, income, employment, and cash available for down payment, among other things. We ask for a minimum amount of paperwork, with a quick process.
We will award you a Pre-Qualification Letter when you qualify, that says that we are confident you'll qualify for a certain amount of mortgage dollars.
Power in the Pre-Qual
Holding your pre-qualification letter, several advantages fall at your feet when you locate the home you want to make an offer on. The first is that you will be sure the amount you can afford when determining your offer.
Even more important to the existing owner, your pre-qualification gives them confidence - as if you had entered their house with a bag of cash to back up the offer! They won't need to wonder if that they're wasting their time if you can't have the ability to qualify for a high enough mortgage. The seller of the home won't worry if he can count on you to qualify for your mortgage in the amount you will need.Your qualifying for your needed mortgage loan amount won't cause them concern. You can have the clout of a buyer ready to make the purchase on the spot!
We help with your pre-qualification
We will help determine how much of a mortgage loan you can afford, and the amount of money you may be able to borrow, by walking you through the pre-qualification process. This process outlines your finances - your debt, income, job, down payment money, among other things. We will require a minimum amount of paperwork, and avoid a lengthy process.
One on one
While you can benefit from our tools to calculate mortgage variables on this site, it will be essential to sit down and talk with one of our mortgage professional team members. We can begin getting your pre-qualification letter. For another thing, we might locate a different mortgage loan option that better fits your needs. We are eager to meet with you: call us at 608-592-5600.
Have questions about pre-qualifying? Call us at 608-592-5600. Rasmussen Mortgage answers pre-qualifying questions every day.